Cybersource

Cybersource is a deeply established, massive enterprise payment management platform that derives immense, almost unparalleled market trust from being wholly owned and operated by Visa, the largest payment network on the planet. Cybersource is heavily favored by massive global airlines, international retail conglomerates, and Fortune 500 corporations that require highly secure, incredibly robust, industrial-grade payment routing across a highly complex global footprint. The absolute core differentiator of Cybersource is its staggering, unmatched capability in Fraud Management (Decision Manager). Because it is owned by Visa, Cybersource's machine learning fraud engine has access to the most massive, comprehensive dataset of global transactions in human history (over 68 billion Visa transactions annually). If a fraudster steals a credit card in London and attempts to use it on an enterprise website in New York 10 minutes later, Cybersource instantly flags the anomaly with mathematical precision that independent gateways cannot match. Furthermore, Cybersource acts as a highly agnostic, massive global payment router. A massive global enterprise can use Cybersource as their single, central payment API, but configure Cybersource to dynamically route transactions to dozens of different acquiring banks globally (e.g., routing European transactions to a European bank to save on cross-border fees). For massive enterprises demanding the absolute pinnacle of fraud prevention and complex global routing, Cybersource is elite.