Dow Jones Risk & Compliance

While platforms like Actimize and Verafin provide the software engine, Dow Jones Risk & Compliance provides the fuel. It is primarily a massive, meticulously researched database. Every major AML software platform in the world offers the ability to plug the Dow Jones data feed directly into their engine via API. The value here lies entirely in the human research. Dow Jones employs hundreds of multi-lingual researchers worldwide who comb through government registries, court documents, and local news sources. They manually verify if a business is a front for a sanctioned cartel, or if a newly appointed government official in a high-risk jurisdiction has a history of bribery. This data is structured and fed directly into the bank's monitoring software. They are particularly famous for their PEP (Politically Exposed Persons) database. International law requires banks to apply "Enhanced Due Diligence" to politicians, their families, and their close associates, as they are at a higher risk for bribery and corruption. Dow Jones tracks these familial and business relationships with unparalleled accuracy, ensuring banks do not accidentally onboard a corrupt official's nephew.