Ekata

Ekata (which was acquired by the global payment titan Mastercard for $850 Million) is a colossal, highly specialized, and deeply authoritative API platform that focuses exclusively on one specific, highly critical element of fraud prevention: "Global Identity Verification via Core Attributes." It does not provide full chargeback guarantees; rather, it provides the elite, raw data intelligence that massive enterprises use to feed their *own* internal risk models. The absolute core superpower of Ekata is the "Ekata Identity Engine." It analyzes the five core pillars of digital identity: Name, Email, Phone, IP Address, and Physical Address. Using massive global data graphs, Ekata instantly determines the "linkages" between these elements. It can tell a bank: "This Email and this Phone Number are both valid, but they have never been seen associated with each other in the last 10 years, making this transaction highly suspicious." Because of its blistering API speed (under 100 milliseconds) and staggering global data accuracy, Ekata is heavily utilized by massive global payment gateways (Stripe, Adyen), massive FinTechs, and enterprise e-commerce platforms to drastically reduce friction at checkout. For enterprise data science teams demanding the absolute highest quality identity data to feed their internal machine learning models, Ekata is the gold standard.