Float

Float completely revolutionized the terrifyingly stressful world of small business cash flow by absolutely obliterating the traditional, broken Excel spreadsheet. It is explicitly designed for creative agencies, digital studios, and professional services firms who constantly struggle with the massive gap between when they invoice a client and when that client actually pays them. Its absolute biggest superpower is "Live Accounting Sync." Unlike a static spreadsheet that is instantly out of date the second you save it, Float natively connects directly to Xero, QuickBooks Online, or FreeAgent. It sucks in every single live, unpaid invoice, unpaid bill, and the actual live cash balance of the corporate bank account, automatically generating a mathematically flawless, real-time projection of the company's cash position for the next 30, 60, or 90 days. It heavily gamifies "Scenario Planning." A design agency owner can click a button to create a scenario: "What if we hire a $5,000/month designer, but our biggest client pays their massive invoice 3 weeks late?" Float instantly generates a visual graph showing exactly if the bank account will drop below zero, allowing the owner to make terrifying financial decisions with absolute, mathematical confidence.