YayPay

YayPay, acquired by Quadient, targets the mid-market and specifically positions itself as a tool for the modern B2B SaaS and technology sectors. While HighRadius focuses on massive, complex manufacturing supply chains, YayPay is designed to integrate flawlessly with modern cloud ERPs like NetSuite and Sage Intacct to streamline subscription billing collections. The platform is heavily built around predictive analytics. By analyzing historical payment data, YayPay's machine learning algorithm accurately predicts exactly when a specific invoice will actually be paid, regardless of its official due date. This gives the CFO an incredibly accurate cash flow forecast, allowing them to make confident spending decisions rather than guessing when the cash will actually hit the bank account. It completely automates the "dunning" process (the act of repeatedly requesting payment). A collections agent can set up a complex workflow: "If an invoice is 5 days late, send a gentle reminder email. If it's 15 days late, send a firmer email and automatically pause their software license. If it's 30 days late, schedule a phone call for the sales rep." This automated persistence drastically reduces bad debt without requiring the team to send hundreds of manual emails.